Digital onboarding and KYC
Bring customers into the wallet with identity, compliance and account controls designed for regulated financial services.
Digital wallet platform
One Wallet.
One financial relationship.
One Wallet is a complete, API-driven digital wallet for banks, mobile network operators and wallet providers. It connects everyday payments, cards and banking operations in one controlled platform.
One wallet platform
The digital hub for everyday financial life.
One Wallet supports the full customer journey, from onboarding and wallet top-ups to payments, transfers, cards and account services. Its open architecture connects the wallet front end with core banking, payment rails, agent networks and operational systems.
Deploy it as a complete wallet integrated into your banking environment, or use its modular services to extend an existing wallet.
Full wallet capability
Integrated from customer experience to financial operations.
Everyday transactions
Support top-ups, cash in and cash out, peer-to-peer transfers, bill payments, airtime, merchant payments and value-added services.
Card integration
Connect existing prepaid, debit and credit cards, or support instant-issue and reloadable card programmes.
Banking integration
Integrate with core banking and payment services for settlement, clearing, reconciliation and back-office financial management.
API-driven architecture
Connect banking platforms, card systems, merchants, agents and third-party services through a modular integration layer.
Operational control
Manage notifications, rules, transaction records, reporting, monitoring and administration through one platform.
Commercial model
Lower cost to serve. Higher transaction scale.
One Wallet is designed to make low-value, high-volume financial services commercially practical through simplified integration, automation, risk controls and partner-led distribution.
Optional AI lending
Add responsible credit inside the wallet.
The Spot-Me AI Lending Module uses authorised transaction behaviour, income patterns and repayment history to support real-time eligibility, credit-limit and risk decisions.
Integrate Spot-Me directly into One Wallet, or purchase and operate it as a stand-alone plug-in for an existing wallet. The module connects to the wallet front end, rules engine, ledger, notifications, reporting and administration while keeping product rules and operational controls configurable.
Financial inclusion at scale
Everyday utility builds a deeper financial relationship.
Useful services encourage adoption. Transactions create authorised behavioural data. AI supports controlled, appropriately sized credit. Broader financial services then deepen the customer relationship.
One Wallet by Solveworx
Build a wallet around the way your customers transact.
Discuss a complete wallet deployment, a banking integration or the Spot-Me AI Lending Module as a stand-alone plug-in.
AI Lending